
Are you unsure if you may have a case? Do you have questions about what damages you may be able to include in a personal injury claim?
These are just a couple of the questions injury victims often have when they speak with a lawyer to discuss their claim. While you could also ask the insurance company these questions, it is important to remember the insurance company only cares about its bottom line. Insurance companies often give low values on claims, much lower than their true value, because they are trying to pad their profit margins.
The licensed Bloomington personal injury lawyers at TSR Injury Law are here to answer questions you may have after being injured in an accident that was not your fault. Our focus is securing compensation for all your damages to help you move forward in life.
What Is the Next Step?
That depends. Have you already filed a claim or are you unsure if you may have a case? Have you already been to the doctor? Are insurance companies calling you?
We need to look at where you are in the process to determine what the best course of action may be. Our firm is prepared to manage each step of the process on your behalf, which could include:
- Filing a claim
- Responding to the insurance company’s compensation offer
- Investigating the accident
- Bringing in experts to help validate your claim
- Educating you on medical options to help with your pain
How Long Could This Process Take?
While each situation is unique, the answer often depends on the severity of the victim’s injuries. Typically, settlement negotiations do not begin until the victim’s injuries have reached maximum medical improvement. The more severe your injuries, the longer that may take.
However, the insurance company may still try to get you to take a lowball offer. If that happens, you have the option to file a lawsuit to pursue full compensation for your damages. Even if the case never makes it to trial, preparing for a trial could take a significant amount of time.
The important thing to remember is our firm is focused on your best interests. We want to recover full compensation for your damages and do so as quickly and efficiently as possible. It is often the insurance company that delays the process.
Will I Need to File a Lawsuit?
Generally, accident victims recover compensation through an insurance settlement. This is true for most injury cases. Even if a lawsuit is filed, the case may never end up in court because the insurance company will make a favorable settlement offer.
However, there may be times when going to trial may be in your best interest. It is important to hire an experienced attorney who regularly takes cases to court because he or she will be ready to do so for you.
Even though your case may never see the inside of a courtroom, you do not want to have a lawyer who always settles and never files a lawsuit. Insurance companies know the lawyers who do not take cases to court and they offer those lawyers much less for their client’s.
At TSR Injury Law, we try more personal injury cases in the State of Minnesota than any other law firm with fantastic results. The insurance companies know us, our results and what we are capable of.
Should I Accept the Insurance Company’s Offer?
The answer to this question is often “no”, as the insurance company’s offer is usually well below the full value of the claim. However, it is important to discuss settlement offers with an experienced attorney, as he or she can explain if the offer may be fair. You may feel pressure to make a quick decision, but you have time to talk things over with your lawyer.
Is the Insurance Company Going to Make More Offers?
This answer to this question is often “yes”. Despite how they may have presented things on the phone or in person. Insurance companies often make lowball offers initially, but they may offer more compensation later.
Talking to a lawyer is often an important first step in pursuing more compensation. Discuss any lowball offers with your lawyer so he or she can get an idea of the gap between what the insurance company is offering and what your claim may be worth.
Is It Ever Too Late to Get Help from a Lawyer?
It might not be. A consultation with one of the licensed attorneys at our firm is free of charge. In this meeting, an attorney can determine if he or she may be able to assist you. Sometimes a lawyer can help an accident victim secure a settlement even if the victim did not call until after the claim was denied.
How Do I Pay My Medical Bills?
There are various options for paying your medical bills while our attorneys pursue compensation for your damages. For example, until you reach a settlement, you may be able to manage your medical costs by:
- Using your auto insurance no-fault benefits
- Using your health insurance
- Negotiating payment plans with the doctor or hospital
- Delaying collection efforts until you reach a settlement
We understand this is a difficult time for you and mounting medical bills can create much anxiety. We are committed to trying to secure a settlement as quickly as possible. We may also be able to help you negotiate with your medical providers.
Schedule a Free Consultation to Discuss Your Situation
Our firm has helped countless injury victims secure compensation for their damages – over a billion recovered over more than two decades. If you think you may have a case, or are unsure, give us a call to see if we can assist you.
Our firm operates on contingency, which means there are no upfront fees. The initial consultation is free and there are no fees while we work on your case. Our firm only gets paid at the end of the legal process if you get paid first.
Our award-winning attorneys are ready to assist you in pursuing favorable compensation.
TSR Injury Law. Licensed. Local. Lawyers. (612) TSR-TIME.
While truck drivers are often the ones found to be at fault for a crash, sometimes crashes are the result of poor maintenance of the truck. For example, maybe the driver or trucking company failed to have the brakes serviced and they failed, leading to a crash with another vehicle.
Crash victims may think there are only two ways to recover compensation: file an insurance claim or file a lawsuit. However, there is also arbitration, which is a quicker and less expensive process compared to a lawsuit.


Many car crashes are the result of another driver’s actions. For example, many drivers simply do not pay enough attention to those around them or exercise caution when changing lanes or making other driving maneuvers.
Car crashes can happen anywhere at any time because you never know when you may cross paths with a negligent driver. It could even happen while you are on vacation or driving out of state for some other reason, such as a business trip.