Bloomington Car Accident Lawyer
Car accidents can leave victims with serious physical and emotional injuries which often require costly medical treatment and long recovery times. Talking to an experienced Bloomington car accident lawyer can be an important part of the post-accident recovery process.
At TSR Injury Law, our car accident attorneys have many years of experience handling auto accident lawsuits and a proven record of success including a $3,750,000 recovery for a recreational vehicle crash that caused our client to suffer a below-the-knee amputation and a $600,000 recovery on behalf of a passenger that was injured in a collision on Highway 55. Multiple partners at our firm have been recognized by Super Lawyers - a national rating service for lawyers in the United States and we are ready to help you today.
Contact our team for a free consultation and an opportunity to discuss your potential legal options with a licensed auto accident attorney. We offer our services on a contingency fee basis, so there are no legal fees. We only get paid if we obtain compensation on your behalf.
Set up your free consultation by calling (612) TSR-TIME. Contact us 24/7.
Am I Eligible to File a Case?
The insurance claims process in Minnesota is complicated, and insurance companies work hard in an effort to find reasons to deny a claim or reduce the value of the damages being claimed. Having the guidance of a licensed Bloomington car accident attorney can be of great benefit after being injured in a collision. We can help to answer the questions from the insurance company and work on your behalf to protect your best interests. At TSR Injury Law, we have many years of experience handling cases against insurance companies and know how to build a strong argument for your auto accident case.
When Can I File a Car Accident Lawsuit?
Minnesota has strict limitations on when car accident victims can file personal injury lawsuits to pursue insurance compensation outside of an insurance claim. The law says your accident must have resulted in one of the following things:
- Medical bills of at least $4,000
- Minimum of 60 days of disability, permanent injury or permanent disfigurement
If you are able to file a lawsuit, you must establish that the other driver was negligent, and therefore responsible for your damages. In order to establish if you have a valid case, a Bloomington car accident lawyer will need to determine that the four principles of negligence exist in your situation. These principles include the following:
Duty of Care
Your Bloomington car accident lawyer must determine if the at-fault party owed you a duty of care. A duty of care is a legal responsibility to act in a reasonable manner to prevent harm to you and others. For example, drivers must obey speed limits, as failure to do so could result in a collision.
Breach of Duty of Care
If a duty of care was owed and the negligent party acted or failed to act in a way that a reasonably prudent person would have, the duty of care was breached. For example, if a driver causes an accident because he was under the influence of alcohol or drugs, he or she breached a duty of care.
Your lawyer must establish that the at-fault driver’s breach of duty caused you to suffer an injury – without the breach of duty of care you would not have been injured.
You must have evidence to prove that the injuries you suffered from the at-fault party’s breach of duty caused you to experience financial or emotional damages. Car accident damages can include medical bills for treatment of your injuries, damage to your car, and pain and suffering, to name a few.
Call today to discuss your accident with our Bloomington car accident attorneys. (612) TSR-TIME
How Much is My Case Worth?
The value of your case depends on many factors, such as the severity of your injuries and the damages suffered.
Economic damages are the financial losses you experience as a result of a car accident. These typically include the following:
- Past, current and ongoing medical bills
- Cost of surgery
- Ambulance ride
- Rehabilitation costs
- Prescribed medication
- Physical therapy
- Lost wage or income
- Property damage
- Assistive medical equipment
- Loss of earning capacity
These types of damages are for the non-financial losses a victim experiences after a personal injury. These may include:
- Mental distress
- Pain and suffering
- Loss of companionship
- Disability and disfigurement
- Loss of reputation
- Loss of enjoyment of life
The value of your case can also be affected by your percentage of fault for an accident. Minnesota’s modified comparative negligence law says accident victims may pursue compensation if they are found to be less than 51 percent at fault for the accident.
However, the value of any compensation awarded must be reduced by your percentage of fault. For instance, if you were traveling 10 miles per hour over the speed limit and collided with a distracted driver making a turn, it may be determined you were 20 percent at fault for the crash. If your compensation award is valued at $20,000, it would be reduced by 20 percent, so you would be left with $16,000.
If you are found to be 51 percent or more at fault, you cannot pursue compensation for your injuries, under Minnesota’s comparative fault law.
Our experienced Bloomington auto accident lawyers are ready to evaluate your claim and determine what it may be worth and if you are eligible to pursue compensation.
Accident Claims Involving Uninsured Drivers
Some drivers break the law and fail to purchase the required insurance coverage for their vehicles. Other times, drivers do not have enough coverage to pay for the victim’s damages. Fortunately, you may have the option of filing a claim against the uninsured or underinsured motorist coverage in your car insurance policy.
Filing a claim for compensation from this part of your insurance policy is complicated. There are certain requirements that must be met. This is why you should strongly consider meeting with our Bloomington car accident lawyers for a free consultation. If you have a valid claim, we can guide you through the process, pursuing maximum compensation for your damages.
How Can a TSR Injury Lawyer Help Me?
Car accidents can have severe consequences, that is why it is important to have an experienced lawyer with a proven history of obtaining fair compensation for car accident victims.
Our firm has recovered more than $150 million in compensation for Minnesota injury victims, including more than $217,000 for the victim of a drunk-driving crash.
If you have a viable case and hire one of our attorneys to represent you, we can take care of the legal process on your behalf. There are many steps we take to help us investigate, build a strong case, and pursue full compensation, which may include:
- Collecting the police report from the Bloomington Police Department
- Gathering your medical records that link the accident to the injury
- Reconstructing the accident scene
- Interviewing witness
- Collecting photo evidence of the accident scene
- Contacting expert witnesses who can attest to the severity of your injuries
Dealing with insurance companies can also be stressful when you are trying to recover from your injuries. If you hire our firm, we can negotiate with the insurance company and protect the value of your claim.
Fill out this free online form to set up your free consultation. Our Bloomington car accident lawyers are ready to help you.
Minnesota Car Insurance Requirements
Another reason you may like to consider hiring an attorney is that we have a detailed understanding and knowledge of Minnesota’s no-fault system for assigning liability for a car accident.
As Minnesota is a no-fault state, accident victims may try to obtain compensation from the personal injury protection (PIP) coverage in their insurance policies. This coverage can be used no matter who was at fault for the crash.
PIP coverage can provide compensation for the following accident damages:
- Loss of wages from your job
- Medical bills
- Cost of hiring a housekeeper or other replacement services
- Funeral expenses (maximum of $2,000 if the accident victim was killed in the crash)
Under state law, you must have at least $40,000 of PIP coverage per person per accident. This provides $20,000 for medical expenses and $20,000 for lost wages and the cost of replacement services.
In some cases, our Bloomington car accident lawyers may have the option of pursuing compensation from the at-fault driver’s insurance policy. Minnesota requires every driver to have the following amounts of liability coverage:
- $30,000 for one person’s injuries
- $60,000 to cover injuries to two or more people
- $10,000 for property damage to the victim’s vehicle
We can determine the insurance coverage that may apply to your accident.
How to Handle Insurance Companies if They Call You?
Your insurance company or the at-fault driver’s insurance company may call you after the accident. The person you speak to may say he or she just wants to resolve the situation quickly and act like he or she is on your side.
However, they are doing this because they are trying to find a way to either deny your claim or pay out much less compensation than you may be eligible to receive. They may ask accident victims to provide a recorded statement hoping the victim will minimize his or her injuries or admit some amount of fault for the crash.
These are just some examples of ways insurance companies may try to work against accident victims’ best interests. If you are contacted by an insurance company, it is best to limit the information you provide. You can say the date and location of the accident and say you are receiving medical treatment.
However, it is not a good idea to provide too much information about your injuries because insurance companies will try to twist your words to use them against you. You should also decline to provide a recorded statement until speaking to an attorney.
The Bloomington auto accident attorneys at our firm can determine what to say in a recorded statement to protect the value of your claim. We can also deal with the insurance company on your behalf.
Is There a Time Limit to File a Case?
It is important to begin pursuing a claim as soon as possible as in Minnesota, there are time limits for when victims may file a damages claim. The insurance company may have a deadline, and there is a deadline for filing a car accident lawsuit.
In Minnesota, the time limit to take legal action in many cases is two years from the date the accident occurred. If you do not file a lawsuit within that time, you may lose your right to do so.
However, the deadline may be different for your specific case. For example, under the discovery rule, the two-year clock does not start running until the victim discovers his or her injury or the date he or she should have discovered it. Minors also have a different statute of limitations.
We recommend that auto accident victims seek legal advice from a licensed Bloomington car accident lawyer shortly after the incident has taken place. At TSR Injury Law, a lawyer from our firm can review your incident and determine how we may be able to assist you.
Our attorneys are here to help and answer your questions. Phone: (612) TSR-TIME
Why do Car Crashes Happen?
At TSR Injury Law, we have assisted victims of a variety of car accidents, ranging from minor to severe. Many times, car accidents are the result of reckless or negligent behavior, which in most cases can be avoided with proper care.
Common examples of negligence that cause car accidents include:
- Failing to obey traffic laws
- Aggressive driving
- Distracted driving, such as texting
- Violating the right of way
- Failing to check blind spots
- Drowsy or fatigued driving
Negligent driving practices can lead to all kinds of different auto accidents, including the following:
- Multi-vehicle accidents
- Rear-end collisions
- Side-impact/T-bone accidents
- Head-on collisions
- Rollover accidents
Contact a Qualified Bloomington Car Accident Lawyer Today
Dealing with the aftermath of an accident can be very stressful for injury victims and their families. At TSR Injury Law, we can handle the insurance company questions on your behalf, investigate the accident and negotiate for a fair settlement.
Our firm has been recovering fair compensation for injury victims for more than 20 years. We are available to discuss your case during a 100 percent free, no-obligation consultation. Contact us or visit our office located at 7760 France Ave South Suite 820, we are just a 10-minute drive from Bloomington’s City Council office.
Our services are provided on a contingency fee basis, so there are no legal costs. We only get paid if we obtain compensation for your case.