Bloomington Workers’ Compensation Attorney
A serious work injury can affect more than just the victim - often the stability of families and other dependents can be at risk due to lost income and mounting medical expenses. While most employers in Minnesota provide workers’ compensation insurance, the legal process to obtain benefits can be difficult and time-consuming. Having a Bloomington workers’ compensation attorney on your side can be extremely beneficial to your claim.
At TSR Injury Law, we have many years of legal experience obtaining workers’ compensation benefits for our clients, including a $240,000 recovery for a worker who was injured in a commercial car accident. This result was obtained by partner Steven Terry, who actively serves on the Minnesota Association for Justice’s Board of Governors and was previously president of the organization from 2014 to 2015.
If you are suffering from a work-related injury, contact us for a no obligation consultation to discuss how we may be able to help. We are available to take your call or chat online 24/7 and we do not charge any upfront fees. We only get paid if we are successful in obtaining benefits on your behalf.
Call us today to set up your free consultation at (612) TSR-TIME.
What Does the Workers’ Compensation Program Cover?
In Minnesota, employers are required to provide workers’ compensation benefits to all employees, even if they only have one part-time employee. Exceptions apply to employees who work remotely and earn less than $1,000 within a three-month period. Other exceptions include employees who are family members, farm laborers, and business owners, such as LLCs members and sole proprietors.
Workers’ compensation benefits typically cover expenses incurred from a work-related injury or illness. Often, this includes immediate expenses such as medical bills, as well as lost wages due to a disability.
Work-related injury or illnesses may require extensive medical care and ongoing treatment. Workers’ compensation benefits may cover the following reasonable and necessary expenses:
- Past, current, and future medical bills
- Surgery costs
- Doctor appointments
- Transportation cost to and from appointments
- Treatment from specialists
- Prescription medications
- Assistive medical equipment
- Physical therapy
In addition to medical expenses, your employer may cover your lost wages from not being able to return to work after your injury or illness.
There are different types of benefits to cover lost wages. You may be eligible to receive the following:
Temporary Total Disability Benefits (TTD)
If your physician determines that your injury is too severe to return to work, you may be eligible for temporary total disability benefits. This typically includes two-thirds of your regular weekly wages that you will receive until your doctor determines that you are recovered and can return to work.
Temporary Partial Disability Benefits (TPD)
These benefits cover injured victims who return to work right after injury, but in a position that pays less. The payable amount is two-thirds of the difference between the victim’s average weekly wage before and after the injury.
Permanent Partial Disability Benefits (PPD)
If your injury has left you with a permanent disability which makes you unable to perform your work duties in the same capacity, you may be eligible for PPD. These types of injuries may include hearing loss or amputation of a body part.
Permanent Total Disability (PTD)
Injuries that result in a permanent disability which prevents you from returning to work at all, may be eligible to receive weekly pay for the rest of your life.
If a work injury has led to the death of a loved one, death benefits may be payable to the surviving dependents of the deceased. These benefits include weekly payments to help replace the deceased worker’s income as well as funeral and burial costs.
Our legal team can discuss these potential benefits with you. If you have a valid claim and decide to move forward, we are prepared to pursue the benefits you may be eligible for. We have a proven track record of recovering benefits for injuries workers in the Minnesota area.
Schedule a free consultation by filling out a free online form.
Can I Pursue Financial Compensation?
According to Minnesota law (Minn. Stat. § 176.011, subd. 16.), a work-related injury means any mental or physical injury arising out of and in the course of employment. Employees must be engaged in work for their employers when they are injured. This means that you must be on the clock performing work to be eligible to make a claim for benefits.
If you are unsure if you are eligible to pursue compensation, we recommend that you contact a licensed Bloomington workers’ compensation lawyer from our firm today. We can review the specific details of your claim and help determine the most effective course of action to take.
Our firm has handled a number of workplace injuries that have occurred from slip and fall accidents, fires and explosions, motor vehicle accidents, machinery malfunction, electrocution and getting hit by falling objects or debris. These injuries include, but are not limited to:
- Traumatic brain injuries
- Spinal cord injuries
- Burn injuries
- Broken bones and fractures
- Vision loss
- Knee injuries
- Torn ligaments
- Hearing loss
However, workers’ compensation benefits are not limited to accidents. These benefits may also cover:
- Injuries that have developed from repetitive activity using a body part or muscle, such as carpal tunnel syndrome and tendonitis.
- Occupational diseases from working with hazardous substances for long periods.
Diseases that develop from these situations may include:
- Respiratory disease
- Lead poisoning
- Neurological disorders
Options for Workers Injured Offsite
If you sustain an injury while engaging in work-related activity, but are not physically at your workplace, you may still be eligible for benefits. Injuries that may fall within this scope include:
- Getting into a motor vehicle accident while running work-related errands
- Slipping and falling on company property
- Being injured in the company parking lot
- Being injured while traveling for work-related purposes
Each case is unique, which is why we recommend contacting a qualified Bloomington workers’ compensation attorney from our firm to determine eligibility based on your specific situation. We are available to answer your legal questions 24 hours a day, seven days a week.
How Should I Report an Injury?
If you are injured at work, inform your employer of your injury as soon as possible. You only have a certain amount of time to report a work injury or risk being denied benefits. Be sure to provide your employer with an honest and accurate account of how you were hurt and any injuries you sustained.
After you have missed three days of work, your employer is legally obligated to report your injury or illness within 10 days to their workers’ compensation insurance company who will then either deny your claim or begin making payments.
When you seek medical attention, Minnesota’s Department of Labor and Industry recommends doing the following to help validate your claim:
- Tell your health care provider how the injury occurred, the symptoms you feel and how you think it may be work-related (especially if it is an occupational disease)
- Be sure to provide your physician with your employer’s details, including the name of company, supervisor’s name and contact information, and your employer’s insurance carrier.
Your doctor will complete your medical report detailing any physical or mental limitations you may have. Be sure to ask for copies to provide to your employer and the insurance company.
What to Do if My Claim Has Been Denied
If your claim is denied, you may have the option to appeal the decision. Hiring a licensed Bloomington workers’ compensation lawyer is highly beneficial for this process. Our legal team understands the legal procedures in the appeals process. We are ready to help you every step of the way so that you can focus on what really matters – recovering from your injury.
There are many reasons a claim may be denied, such as:
- Forms are not properly or accurately filled out
- You do not have updated workers’ compensation forms
- There was a lack of medical evidence to support your claim
- Your injury occurred outside the scope of your job duties
Our attorneys may be able to pursue a dispute by negotiating with your employer and the workers’ compensation insurer. If your claim reaches court, we are prepared to represent you at the hearing and gather supportive evidence for your case.
Call our firm today at (612) TSR-TIME to find out what we may be able to assist.
Contact a Bloomington Workers’ Compensation Lawyer for Help
If you have been injured in a workplace accident, our team at TSR Injury Law may be able to help you. We have decades of combined legal experience and have been successful in getting our clients the benefits they need.
To learn more about your legal options, set up your free, no obligation consultation. Our services are provided on a contingency fee basis, so there are no upfront fees for our services. We only get paid if we help you obtain benefits for your work-related injury or illness.
Our office is just a nine-minute drive from the Mall of America.
Contact our office today by calling (612) TSR-TIME.