Will Your Injury Claim Be Worth More if You Need Surgery?
Surgeries can be very expensive, particularly if you need to stay at the hospital while you recover. However, it is not always true that getting surgery will increase the value of your settlement.
Although a surgery after a crash usually does make the “value” of a claim greater, injury victims should not get unnecessary surgery simply to increase the value of their claims. In fact, unnecessary surgery may not be covered by your claim. There is no amount of money that will make an unnecessary surgery worth it in a settlement.
If you have questions about the value of your claim, give TSR Injury Law a call today to see how we may be able to assist you. An initial consultation is free and there are no fees while we work on your case.
Our attorneys have secured tens of millions in compensation on behalf of our clients in a wide variety of cases.
Call today for legal assistance. Phone: (612) TSR-TIME.
Surgery and Your Injury Claim
Surgery often drives up the value of a personal injury claim. If you have ever had surgery and been billed for it or looked at the amount of money your insurance company paid for a surgery you underwent, it is easy to see why. Insurance companies owe the cost of medical bills as part of the injury settlement. In addition, surgeries are not fun, and neither is the recovery. Pain and suffering claims are greater because of a person’s surgery as part of a claim.
The total cost of a surgery has many components. The surgeon is not the only one who gets paid. There will be an anesthesiologist or other specialists involved in the procedure. They may not have been performing the actual surgery but assisting the surgeon to secure the best outcome. A simple example is the doctor observing your vital signs or reactions to medications you were given.
Doctors often need to use expensive equipment and supplies during the surgery. Hospitals often spend what seem to be unreasonable amounts of money on items that would cost much less if you bought them in a store.
These factors and others help drive up the cost of surgery, in addition to hospital stays that may come before or after the procedure itself.
However, there are many other factors that may impact the value of your claim. For example, some people respond better to treatment than others. Some people may recover very quickly while others may need significantly more time.
While you may have the same type of injury as someone else, it is unlikely that it is exactly the same. There are likely to be minor differences that could significantly impact your recovery and treatment options.
Is Surgery Necessary?
You should not get surgery simply because you think it will allow your lawyer to recover more compensation.
No matter how skilled a surgeon may be, every surgery carries risks. You could get an infection and need more surgery to deal with it. The surgeon could cause damage to the area surrounding the surgical site. You could have a bad reaction to the anesthesia. There is also even a risk of death.
If the insurance company believes the surgery was unnecessary, they may deny compensation for it. They are not going to take you at your word the surgery was necessary. They will want to see medical records showing the doctor thought it was a good idea.
Doctors often give patients a choice between surgery and other treatments. Your doctor may lay out both options and explain the pros and cons and leave it to you to decide.
You should carefully review things with your doctor and discuss the risks of surgery with your family. Your decision should be based on what you think is best for your health, not what it may do for the value of your claim. If you decline surgery but need other less invasive treatment, those bills are also included in your claim.
Your goal should be to recover compensation for the treatment you need to make the best recovery possible. That is why it is important to find an experienced attorney with a proven track record of success. You need to be able to trust your lawyer is looking out for your best interests and is pursuing maximum compensation.
Injuries That May Need Surgery
There are various injuries that may result in surgery, such as:
- Damage to internal organs
- Severe burns
- Ligament tears
- Traumatic brain injuries
- Spinal cord injuries
- Broken bones
- Torn tendons
- Knee injuries
Sometimes surgery is done right after the accident to try to save the victim’s life. Clearly, those types are always related to the originating cause, such as a car crash. Other times surgery may be needed later after conservative measures have failed. As a general rule, the longer after the crash or injury causing event, the harder it is to prove it is related to the event.
Contact TSR Today to See How We Can Assist You
After an injury, it is important to get solid legal advice about your options, the value of your claim and other issues that often arise. You cannot count on the insurance company to take care of you, which is why you should give serious thought to calling a licensed Bloomington personal injury lawyer.
The attorneys at TSR Injury Law have been helping injury victims since 1998 and have obtained more than $150 million in compensation for our clients.
TSR Injury Law. No upfront fees. Call (612) TSR-TIME.