BH was hit by a negligent driver with limited insurance. She suffered catastrophic injuries with hundreds of thousands of dollars in bills and wage loss. Collecting the policy limits from multiple polices was easy. The harder job was Partner Steven Terry convincing the health insurance subrogation claims to accept $50,000.00 to reimburse them when they had a legal right to 10 times that. The reduction helped compensate BH for pain and suffering and reimburse her wage loss.