Should I Expect a Delay in My Injury Claim Because of the Coronavirus?
There are many unknowns with the coronavirus and the many ways it has affected the economy, along with businesses and public services like the courts. Injury victims may be concerned about delays in being able to pursue compensation.
Below, learn more about how the pandemic could cause delays in your insurance claim or court case. While there is uncertainty, it is still important to reach out to an attorney as soon as possible. First and foremost, an attorney can help determine if you have a valid case. If you do, your attorney can get to work investigating, which takes time.
Possible Delays with Insurance Companies
While you may not think of an insurance company as a business the same way you would a restaurant or grocery store, insurance companies still need to make a profit to stay in business. As businesses and individuals are strapped for cash and may be struggling to pay their premiums, insurance companies are not in a rush to pay claims.
Insurance companies may also drag their feet on processing claims, hoping victims will end up accepting a lowball settlement offer out of desperation. Many people are unemployed or working fewer hours because of the pandemic, and they are becoming increasingly desperate for money the longer they are under stay-at-home orders in their states.
However, you should not delay pursuing insurance compensation, even if the process may be delayed because of the pandemic. Starting the process quickly helps connect your injuries and damages to the accident.
Our lawyers are prepared to manage the entire insurance claims process on your behalf. This includes filing the claim and communicating with the insurance company on your behalf to protect the value of your claim. TSR Injury Law is set up to start and prosecute your injury claim without meeting face to face.
Can I Still Receive Medical Treatment?
Hospitals are still treating patients for conditions besides coronavirus. If you are concerned about possibly contracting the virus at the hospital, contact them to find out what you can do to help reduce your risk, such as wearing a mask and keeping your distance from others as much as possible.
If there are delays, it is important to remember that they are not your fault. Be sure to document appointments with doctors, including when you had to reschedule an appointment to refute insurance company arguments about gaps in your medical care. This includes virtual meetings with doctors through Skype, Facetime, Zoom or other platforms. Even though you are not physically in the room with the doctor, you can discuss your symptoms so they can be documented in your medical records.
As you may struggle to obtain all the treatment you need, it may take longer to reach the point of maximum medical improvement. This could delay the settlement of your claim. However, it is best to wait until this point to settle, if you can afford to do so.
This is a complex issue you can discuss with one of our Bloomington personal injury lawyers in a free legal consultation.
Are the Courts Still Open?
Public access to the courts has been limited because of the coronavirus. Access to these facilities will be subject to conditions set by county officials.
However, no jury trials can begin before May 4 or until further order of the court, whichever happens first. Unless a proceeding is required to occur in a courtroom, court proceedings must be done by ITV or remote technology that permits attorneys and parties to appear without actually being in the courtroom.
District and appellate courts will continue accepting filings of all case types. These filings may need to be done electronically.
Call Today to Set Up Your Free, No-Risk Legal Consultation
Our firm has a proven track record of recovering $300 million on behalf of our clients. We have extensive knowledge of Minnesota laws and the legal process, and a legal team ready to aggressively pursue maximum compensation for your damages.
Our licensed attorneys do not charge legal fees unless we recover compensation. The consultation is also free and there is no obligation for you to take legal action. As we are practicing social distancing to prevent the spread of COVID-19, we can do the consultation over the phone and manage your case remotely, so you do not need to come into the office.
Call today to learn more about how we assist injury victims in their time of need. (612) TSR-TIME