Gina was driving on Highway 94. While heading to work, she was forced to slow down in traffic, and was rear-ended at a high rate of speed. She had immediate neck pain, but decided to go to work. She eventually went to her family doctor who told her to follow up in 30 days because he was convinced the pain would go away. Gina decided to go to a chiropractor who then referred her to an orthopedic surgeon. An MRI showed a disc herniation in her cervical spine, which was causing compression on her nerves. She underwent a neck decompression.

The case was settled for policy limits of $50,000 from AIG and policy limits of $100,000 for underinsured motorist with General Casualty. Partner Steve Terry, who handled the case, encouraged Health Partners to waive the subrogation claim and they complied.

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